Skip to Content

Homewise Insurance Company


Homewise Insurance Company
Effective November 18th, 2011, Homewise Insurance Company ("HIC") was ordered into receivership for the purposes of liquidation by the Second Judicial Circuit Court in Leon County, Florida. The Florida Department of Financial Services is the court appointed Receiver of HIC.
With the entry of the liquidation order, the Florida Insurance Guaranty Association ("FIGA") has been activated to help pay outstanding claims for property and casualty policies. The processing and payment of covered claims will be made by FIGA (subject to the lesser of policy limits or FIGA's maximum cap). The maximum amount FIGA will cover is generally $300,000 per claim. An additional $200,000 is available for structure and contents on homeowners’ claims. For more information see the FAQsection of this website or the Florida Receiver. No claim will be paid in excess of this cap. All claims are subject to a $100 deductible over and above any deductible identified in the HIC policy. A policyholder may file a claim in the HIC receivership for the $100 deductible and for amounts over the cap.

Claimants who need to check on the status of an existing claim should call the Florida Insurance Guaranty Association at 1-800-988-1450 (toll-free). Consumers who need to report a new claim are directed to contact their agent or contact FIGA at the referenced phone number.
You will need to have the following information available when reporting a new claim:
·         Insured's name
·         Insured contact information
·         Policy number
·         Date of loss
·         Brief description of the loss
·         Police report (if applicable)

This information can be faxed to (850) 523-1888 or emailed to
All policy holders should be informed that per Section 631.68, Florida Statutes, the deadline for settling a claim or filing suit against FIGA is November 18, 2013.
Premium Refunds/Unearned Premium:
Effective November 1, 2011 at 12:01 a.m., all Florida policies were assumed by Homeowners’ Choice Property & Casualty Insurance Company (“Homeowners’ Choice”). Although all Florida policies were assumed by Homeowners’ Choice, the policyholders were given the option of opting out of the assumption and remaining with Homewise. The deadline for opting out is December 7, 2011 at 11:59 p.m.
For non-claim related questions regarding the receivership, consumers are asked to contact the Receiver by using the "Contact Us" form at the Receivers website, or call the Florida Department of Financial Services, as Receiver, at (800) 882-3054 or (850) 413-3081.