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Florida Insurance Guaranty Association

Welcome!

The Florida Insurance Guaranty Association, created by legislation, handles the claims of insolvent property and casualty insurance companies.

Pursuant to the Florida Insurance Guaranty Association Act, we have a duty to settle claims in accordance with the Act, the policy and Florida insurance laws, in a timely manner.

The Florida Insurance Guaranty Association follows the requirements of Florida insurance law in its handling of covered claims from insolvent property and casualty insurance companies ordered liquidated by a court of competent jurisdiction.

About Us

The Florida Insurance Guaranty Association establishes and maintains a service-oriented operation for processing covered claims of insolvent members. FIGA is a nonprofit corporation created by the Florida Legislature in 1970. FIGA services pending claims by or against Florida policyholders of member insurance companies which become insolvent and are ordered liquidated. FIGA’s membership is composed of all Florida licensed direct writers of property or casualty insurance.

FIGA’s personnel are trained and developed to deliver fast, fair and professional claim service. The operation is directed towards early recognition and payment of those covered claims which must be resolved to avoid hardship or financial difficulties to the insureds or claimants involved. The Association requires that its independent claim service contractors and defense attorneys provide this same quality and level of service. "How Florida's Insurance Safety Net Protects Consumers"  

Vision Statement

To be recognized nationally as the model guaranty fund by demonstrating a strong positive influence on guaranty fund practices throughout the country.

Mission Statement

Provide security and continuity during the liquidation process by administering the payment of claims for the benefit of Florida residents.